A free valuation requires no up-front payment from the mortgage applicant whereas a refund will only be made when and if the mortgage application completes.

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More common on products aimed at the remortgage market but a frequent product 'enhancement'.

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The Lender, as an incentive, will offer a lump sum of cash once the mortgage has been taken out.

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A flexible mortgage linked to a current account.

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A Flexible or 'lifestyle' mortgage is designed to let you to make extra repayments when you have extra money, and to reduce or even skip payments when necessary.

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