More commonly known as the Standard Variable Rate (SVR)

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The Lender offers a discount on the Standard Variable Rate (SVR) for a specific period of time.

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A capped rate mortgage is very similar to a fixed except that if the variable rate drops below the capped rate, the borrower will make payments based on the lower variable rate.

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The amount you repay the lender each month can be at a fixed interest rate for a certain period of time, regardless of the interest rate in the market place.

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