An adverse ruling by a County Court against a person who has not satisfied their debt payments with their creditors.

Once the ruling has taken place it will be recorded against the persons credit history and will appear every time a credit search is done for the next seven years.

If a person has a County Court Judgement against them it will have to be satisfied before they can get a mortgage, which is usually at a higher interest rate.

For more information about CCJ's, contact one of our independent advisers.